The Applied Bank™ Secured Visa® Credit Card, issued by Applied Bank™, is designed for those with limited or poor credit history. The major benefit of this card is the fixed APR of 9.99% for purchases and cash advances, which is very low for a secured card. There is a $200 minimum deposit required, a $5,000 maximum, and an annual fee of $50. Unlike most secured credit cards, this card provides additional services and benefits including online account access, and various fraud protection services. It is important to note that a major drawback of the card is that there is no grace period for purchases. This means that interest will be applied immediately to any charges made with the card. A downside is that this card does not pay interest to the deposit amount, which sets it apart from other secured cards that do. Those who can afford the $200 minimum deposit and do not mind accumulating finance charges once a transaction is posted, will benefit most from the very low rate that the Applied Bank™ Secured Visa® Credit Card has to offer.

The Wired Plastic™ Prepaid Visa® Card, issued by BANKFIRST, is a stored value card designed for those who may have difficulty in obtaining an unsecured credit card. Although the card does not require a security deposit, it does require payments in advance, which are then used to offset future purchases made with the card. There is no interest applied on the account, no annual fee, and none of the other charges similarly found with most unsecured credit cards. There are also fewer credentials required in comparison to common unsecured credit cards, such as a no credit check policy, no employment verification, and so forth. Nevertheless, it is important to note that there are some fees associated with this card, such as a one-time application fee of $9.95, a monthly maintenance fee of $3.95 ($47.40 annually), and a minimum initial load amount of $10. So in the first year alone, a cardholder can expect to pay a total of $57.35 in fees. This is very reasonable for this type of card. It is common for stored value cards to lack benefits; however, this card does offer automatic bill payment, direct deposit, and access to a unique reward program. Through the Wired Points Rewards program, one point is earned for each dollar spent on purchases made with the card. Points do not expire and there is no limit to the number of points that may be earned per year. Points can be redeemed for long distance calling cards, music downloads, a variety of ring tones, and prepaid wireless airtime at participating partners. Therefore, those who are looking for a stored value card to pay in advance for purchases, do not mind paying upfront fees, and will take advantage of the reward program may find the Wired Plastic™ Prepaid Visa® Card to be a beneficial option.

The Capital One® No Hassle Points(SM) Rewards card is a great rewards card for people with excellent credit. Through the reward program, cardholders will earn two points per dollar spent at gas stations, grocery stores, and drug stores, and they will earn one point per dollar spent everywhere else. Points are redeemable for merchandise, gift cards, cash, and travel. There is no limit on the amount of points you can earn, and points don't expire. This card has no annual fee and an average interest rate for purchases and balance transfers. This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and up to $100,000 in travel accident insurance. Therefore, those who want an excellent points rewards card and no annual fee will benefit most from what the Capital One® No Hassle Points(SM) Rewards - Excellent Credit card has to offer.

The Capital One® No Hassle Points(SM) Rewards card is a great rewards card for those with an average credit history. Through the reward program, cardholders will earn five points per dollar spent at gas stations, major grocery and drug stores, and they earn one point per dollar spent on all other purchases. Points are redeemable for merchandise, cash, travel, and gift cards. There is no limit to the amount of points that can be earned, and points don't expire. This card does have an annual fee of $29; however, there is a 0% introductory rate on purchases until December 2008, and the interest rate is reasonable thereafter. This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those with an average credit history who want a points rewards card with a 0% introductory rate on purchases will benefit most from what the Capital One® No Hassle Points(SM) Rewards card has to offer.

The Capital One® No Hassle Cash(SM) Rewards for Students is for students with a limited credit history who are looking to take advantage of the cash reward program. Through the reward program, cardholders earn a full 1% cash back on all purchases, and a 25% bonus on all cash earned in the previous year. There is no limit to the amount of cash back that can be earned, no expiration date, and no minimum required to redeem for cash. Cash rewards can also be redeemed for gift cards. This card has a $29 annual fee, a 0% introductory rate that can be applied to purchases until December 2008 and an average interest rate for purchases and balance transfers once the introductory rate expires. In addition, this card provides platinum benefits and services including extended warranties for purchases, travel accident insurance, and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those students who want a cash back reward card and will take advantage of the additional services may benefit most from what the Capital One® No Hassle Cash(SM) Rewards for Students card has to offer.

The Capital One® No Hassle Miles(SM) Rewards For Travel & Gas card is by far one of the best and least costly airline reward cards available for cardholders who frequently travel and make gas purchases. Cardholders will earn three miles per dollar spent on travel and gas purchases and one mile per dollar on all other purchases. Miles are redeemable for flights on any airline (with no blackout dates), cash, merchandise, and gift certificates. Miles can also be donated to participating charities. This card has no annual fee. This card provides benefits such as emergency cash or card replacement, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who want a travel & gas reward card with an interest rate that gives them the option to carry a balance may benefit most from what the Capital One® No Hassle Miles(SM) Rewards For Travel & Gas card has to offer.

The Capital One® Platinum Prestige - Visa® card is designed for those with excellent credit who want a credit card with a very low interest rate. The best feature of this card is the very low interest rate on purchases and balance transfers. It makes this card a great option for those who plan to carry a balance and for those who would like to transfer balances from cards with higher interest rates. There are no balance transfer fees, and there is no annual fee. Overall, this card is one of the most cost-effective credit cards available. This card provides common benefits and services including extended warranties for purchases and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who want a credit card with a very low interest rate on purchases and balance transfers and will take advantage of the additional services will benefit most from what the Capital One® Platinum Prestige - Visa® card has to offer.

The Capital One® Classic Platinum - Visa® card is an excellent option for those with an average credit history. This card offers a 0% introductory rate on purchases until December 2008, and the interest rate is reasonable thereafter. Plus, the annual fee is only $19. This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those with an average credit history who would like to take advantage of the 0% introductory offer and the reasonable interest rate thereafter will benefit most from what the Capital One® Classic Platinum - Visa® card has to offer.

The Capital One® Business Platinum card with Preferred No Hassle Miles(SM) is best for business owners who have excellent or above average credit and want to earn more miles on travel and entertainment purchases. Cardholders will earn two miles for each dollar spent at hotels, restaurants, airlines and more. Earn one mile per dollar on all other purchases. Miles won't expire for the life of your account, and there is no limit to the miles you can earn. Miles can also be redeemed for cash back, merchandise, gift cards, and more! Plus, miles are redeemable on any airline, anytime, with no blackout dates or seat restrictions. Save with a 0% introductory interest rate on purchases and no annual fee. Plus, receive free employee cards with individual spending limits you set and a year end summary with annual purchases tracked by category, to help at tax time. Cardholders will also be able to enjoy additional savings for small businesses through the Visa Business Partner Advantage program. Earn everyday savings on computer equipment, office supplies and much more. If you're a business traveler who wants to earn double miles on all of your travel and entertainment purchases plus receive an interest-free introductory rate apply today for the Capital One Business Platinum card with Preferred No Hassle Miles(SM).

The Capital One® Business Platinum card with No Hassle Cash(SM) is best for business owners who would like to earn cash back for all of their purchases. Earn a full 1% cash back on all purchases, with no category restrictions or limits plus get a 25% bonus each year on the cash you earned the previous year. There is no limit to the cash you can earn, no expiration date, and no minimum amount required to redeem for cash. Save with a 0% introductory interest rate on purchases and no annual fee. Plus, receive free employee cards with individual spending limits you set and a year end summary with annual purchases tracked by category, to help at tax time. Cardholders also enjoy additional savings for small businesses through the Visa Business Partner Advantage program. Earn everyday savings on computer equipment, office supplies and much more. If you're a business owner who wants a cash back reward card with a 0% introductory interest rate on purchases and no annual fee apply today for the Capital One Business Platinum with No Hassle Cash(SM).

The Capital One® Business Platinum card with Double No Hassle Miles(SM) is best for business owners with excellent credit who want to earn double miles for all their purchases. Cardholders will earn two miles for each dollar spent. Miles won't expire, and there is no limit to the number of miles that can be earned. Redeem miles for cash back, merchandise, gift cards and more! Plus, miles are redeemable on any airline, anytime, with no blackout dates or seat restrictions. The annual fee is free for the first year and is $39 thereafter. Business owners will have access to free employee cards with individual spending limits and a year end summary with annual purchases tracked by category, to help at tax time. Cardholders will also be able to enjoy additional savings for small businesses through the Visa Business Partner Advantage program. Get everyday savings on computer equipment, office supplies and much more. If youÂ’re a business owner who wants to earn double miles on every purchase, apply today for the Capital One Business Platinum card with Double No Hassle Miles(SM).

The Capital One® Business Platinum card is best for business owners who want to build their credit history. Save money with a 0% introductory interest rate on purchases and no annual fee. Cardholders will have access to free employee cards with individual spending limits and a year end summary with annual purchases tracked by category, to help at tax time. Cardholders will also be able to enjoy additional savings for small businesses through the Visa Business Partner Advantage program. Earn everyday savings on computer equipment, office supplies and much more. If you're a business owner who wants to build your credit history apply today for the Capital One® Business Platinum card.

The Capital One® Business Platinum card with No Hassle Miles(SM) is best for business owners who want a rewards card with a competitive interest rate, a 0% introductory interest rate on purchases and no annual fee. Earn one mile for each dollar spent. Miles won't expire, and there is no limit to the number of miles you can earn. Redeem miles for travel, cash back, merchandise, gift cards, and more! Plus, miles are redeemable on any airline, anytime, with no blackout dates or seat restrictions. Save with a 0% introductory interest rate on purchases and a competitive variable interest rate thereafter. This card has no annual fee, plus important business benefits. Business owners will have access to free employee cards with individual spending limits and a year end summary with annual purchases tracked by category, to help at tax time. Cardholders will also be able to enjoy additional savings for small businesses through the Visa Business Partner Advantage program. Earn everyday savings on computer equipment, office supplies and much more. If you're a business owner looking for a rewards card with a 0% introductory interest rate on purchases, apply today for the Capital One® Business Platinum card with No Hassle Miles(SM).

The Capital One® Platinum - Visa® card is designed for those who have an average credit history and plan to take advantage of the common platinum benefits. The best feature of this card is the low interest rate on purchases and balance transfers, plus it has a $39 annual fee. There is also a 0% APR on purchases until December 2008. This card provides common benefits and services including extended warranties for purchases and no liability for unauthorized purchases. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who have an average credit history and will take advantage of the low interest rates as well as the common platinum benefits will benefit most from what the Capital One® Platinum - Visa® card has to offer.

The Capital One® No Hassle Miles(SM) Rewards card for people with excellent credit is by far one of the best and least costly airline reward cards available. Through the reward program, cardholders earn 1.25 miles per dollar spent on all purchases. Miles are redeemable for flights on any airline with no blackout dates, cash, merchandise, and gift certificates. Miles can also be donated to participating charities. This card has no annual fee and an average interest rate for purchases and balance transfers. This card provides common platinum benefits such as emergency roadside assistance, extended warranties for purchases, and travel accident insurance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. Therefore, those who want an airline reward card with an interest rate that gives them the option to carry a balance may benefit most from what the Capital One® No Hassle Miles(SM) Rewards - Excellent Credit card has to offer.

The Chase Business Cash Rewards Card, issued by Chase, is designed for those with very good credit who are looking to consolidate business related expenses with one credit card and plan to take advantage of the rebate program. Through the rebate program, cardholders receive up to 5% cash back on all their purchases with no limit on the amount of cash rewards that they can earn. However, the earnings are based on the following tiered system: one point per $1 for new net purchases totaling between $0 and $2,000 each billing cycle; five points per $1 for new net purchases totaling over $2,000 and up to $2,500 each billing cycle; and 1.25 points per $1 for new net purchases totaling over $2,500 each billing cycle. Therefore, not all purchases will earn the full 5% rebate. Cardholders receive $50 every time that they earn 5,000 points or they can choose to receive brand-name merchant gift certificates. Aside from the rewards program, the card provides several benefits that include a purchase protection plan, travel accident insurance, and auto rental insurance. The card has no annual fee and it provides a 0% introductory rate for up to twelve billing cycles on purchases and balance transfers. Once the introductory rate expires, the card has a reasonably low interest rate for purchases and balance transfers (for those who qualify). Therefore, those who qualify for the lowest rate offered and plan to take advantage of the rewards program will benefit most from what the Chase Business Cash Rewards Card has to offer.

The Chase TravelPlus® Visa® Card, issued by Chase, is designed for those with very good credit who plan to take advantage of the travel rewards program. Through the reward program, cardholders earn one mile for every dollar spent on general purchases and two miles for every dollar spent on travel purchases. Earned miles can be redeemed for free hotel stays, car rentals, retail gift certificates, and other various attractions. An unlimited amount of miles can be earned, and there are no blackout dates or seat restrictions applied. The card also offers signature cardholder benefits provided by Chase, such as up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services. The card offers an attractive 0% introductory rate on purchases and balance transfers for up to twelve months. The APR for purchases is average once the introductory rate expires. Although there is no annual fee for the credit card, there is a $29 annual fee to participate in the rewards program, which is quite reasonable. Therefore, those who plan to take advantage of the rewards program will benefit most from what the Chase TravelPlus® Visa® Card has to offer.

The Chase Freedom(SM) Credit Card, issued by Chase, is designed for those who have excellent credit and plan to take advantage of the cash rewards program. Through the rewards program, cardholders earn a 3% rebate on purchases made in the 3 bonus categories where they have spent the most that billing cycle. There are 15 bonus categories altogether including: grocery stores, gas stations, quick service restaurants, telecommunications, cable/satellite TV/Internet service providers, video rentals, department stores, dry cleaners, drugstores, movie theatres, local and suburban commuter passenger transportation, pet supply stores and veterinary services, utilities, beauty shops, and gym/recreation memberships. Cardholders also earn a 1% rebate on all other purchases. Cardholders are eligible to receive a $50 check once $50 in rewards have been earned or a $250 check once $200 in rewards have been earned, which is a bonus of $50. Cardholders will also receive a $50 bonus rebate after their first purchase, balance transfer, or check transaction. Plus, they have the freedom to switch rewards to earn points instead of cash back. In addition to the rewards program, the card also offers many cardholder benefits provided by Chase, such as travel accident insurance, auto rental insurance, and travel and emergency assistance services. The card has no annual fee and an average APR for purchases. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what the Chase Freedom(SM) Credit Card has to offer.

The Chase Platinum Visa® Card, issued by Chase, is designed for those who have very good credit and are looking for an overall good platinum card with a rewards program. Through the rewards program, cardholders earn one point for every dollar spent on purchases. Points may be redeemed for cash back, merchandise, travel, and gift cards. Points expire in five years, and there is a maximum of 60,000 points that may be earned per year. The credit card has a reasonably low interest rate (for those who qualify), an attractive 0% introductory rate for up to 12 months on purchases and balance transfers, and no annual fee. This platinum card does offer a variety of additional cardholder benefits that include travel accident insurance, auto rental insurance, and free online account access. Therefore, those who have a very good credit history, want to participate in the rewards program, and plan to take advantage of the various additional services and benefits will find the Chase Platinum Visa® Card to be an ideal card. It is important to note that the various interest rates that can be applied to an individual's account may be confusing and should be fully understood before applying for the credit card.

The BP Visa® Rewards Card, issued by Chase, is designed for those who have very good credit and plan to take advantage of the gas rewards program. Through the rewards program, cardholders earn rebates that can be applied towards free gasoline at BP gas stations. For the first two billing cycles, cardholders earn a 10% rebate on BP gas purchases; a 4% rebate on purchases at dining establishments, airlines, lodging facilities, and on car rentals; and a 2% rebate on all other purchases. After the first two billing cycles, cardholders earn a 5% rebate on BP gas purchases; a 2% rebate on purchases at dining establishments, airlines, lodging facilities, and on car rentals; and a 1% rebate on all other purchases. Every time cardholders earn $25 in rebates, they will have their choice of receiving a BP gift card or a cash back check or making a donation to The Conservation Fund. Aside from the rewards program, the card also offers common platinum benefits such as travel accident insurance, auto rental insurance, and various travel and emergency assistance services. The card has no annual fee and the APR for purchases is reasonably low for those who qualify. In addition, the card offers a 0% introductory rate on balance transfers for up to six months. Therefore, those who qualify for the lowest rate offered and plan to use the credit card at BP gas stations (to earn the standard non-promotional 5% rebate) will benefit most from what the BP Visa® Rewards Card has to offer.