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MARKET WATCH
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Program
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Rate
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| 30 Year Fixed |
6.22%
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| 15 Year Fixed |
5.77%
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| 30 Year Jumbo |
7.31%
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| 1 Year CD |
3.38%
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| Home Equity |
4.65%
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| Auto-New |
6.80%
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| Advanta Platinum with Rewards Customized BusinessCard |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
15 Months |
7.99% |
$0 |
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- 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR Thereafter*
- 7.99% Variable APR on Purchases
- Choice of 5% Cash Back on Office Supplies, Gas and More*
- No Annual Fee and No Limit on Earnings
- Get Employee Cards with No Fee and Set Spending Limits Per User
- $0 Fraud Liability
- Personalized Card -- Your Company Name on The Card, Plus Your Logo or Other Image!
- *See Terms & Conditions for Important Information, Benefits and Limitations
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| Advanta Platinum BusinessCard with Rewards |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
15 Months |
7.99% |
$0 |
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- 0% APR for 15 Months on Balance Transfers, 7.99% APR Thereafter*
- 7.99% Variable APR (Based on Prime) on Purchases
- Up to 5% Cash Back on Office Supplies, Gas and More*
- No Annual Fee and No Limit on Earnings
- Get Employee Cards with No Fee and Set Monthly Spending Limits Per User
- $0 Fraud Liability
- Personalized Card -- Your Company Name on the Card, Plus Your Logo
- *See Terms & Conditions for Important Information, Benefits and Limitations
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| Advanta Platinum BusinessCard |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
12 Months |
13.74% |
$0 |
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- 0% Intro APR on Balance Transfers and Purchases for 12 Months*
- [Actual Offered Rate] Variable APR thereafter
- Up To $50,000 Credit Line
- No Annual Fee
- Get Employee Cards with No Fee and Set Spending Limits Per User
- $0 Fraud Liability
- Personalized Card - Your Company Name on the Card, Plus Your Logo
- *See Terms & Conditions For More Information
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| Advanta Life of Balance Platinum Card |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 2.99% |
Until the balance is paid in full Months |
9.99% |
$0 |
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- 2.99% APR for Life of Balances Transferred within 3 Months*
- Choice of 6% Cash Back on Bonus Qualifying Purchases* or Travel Rewards
- No Annual Fee and No Limit on Earnings
- Get Employee Cards with No Fee and Set Spending Limits Per User
- $0 Fraud Liability
- Personalized Card -- Your Company Name on the Card, Plus Your Logo
- *See Terms & Conditions for Important Information, Benefits and Limitations
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| Chase PerfectCard™ MasterCard® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
6 Months |
10.99% |
$0 |
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- 6% Rebates on ALL Gas Purchases at ANY Gas Station for the First 90 Days
- 3% Rebates on ALL Gas Purchases at ANY Gas Station after the First 90 Days
- 1% Rebates on ALL Other Purchases Made Anywhere Else
- 0% Intro APR* for Up To 6 Months
- The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Credit History
- No Annual Fee
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| Chase Platinum MasterCard® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 0% |
12 Months |
10.99% |
$0 |
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- 0% Intro APR*
- The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
- No Annual Fee
- Flexible Rewards Program: Earn One Point Per Dollar Spent. Redeem for Your Choice of Cash Back, Merchandise, Travel or Gift Cards
- Interest-Free Grace Period When You Pay Your Bill in Full Each Month
- FREE Online Account Access
- FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
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| Continental Finance MasterCard® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
19.92% |
$50 |
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- Get Your Application Results in Seconds
- Monthly Reporting to the Major Credit Bureaus
- Free Online Access
- Excellent Online Tools for Managing Your Finances
- Semi-Annual Credit Limit Increases
- No Minimum Monthly Income Requirements*
- Unsecured MasterCard Accepted at Millions of Locations Worldwide
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| American DreamCard™ Platinum MasterCard® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
14.99% |
$0 |
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- The American DreamCard is the Credit Card Program that can Make People Rich!
- Large Monthly Jackpots!
- Earn Entries From Everyday Shopping!
- Every $1 in Net Retail Purchases = 1 Entry to Win (Up To 1,000 Entries Per Purchase)
- No Annual Fee*
- Get 1,000 Entries Just for Applying!
- More Entries Mean More Chances to Win!
- Entries are Good for Future Drawings and There is No Limit to How Many Times You Can Win*
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| Union Plus MasterCard® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| 1.99% |
6 Months |
10.99% |
$0 |
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- FREE Rewards Program Designed for Hard-Working Union Members
- Get 2,000 Bonus Points After First Purchase, More than Halfway to a $25 Gift Card
- Earn 1 Point for Every Dollar Spent Anywhere
- Earn 2 Points for Every Dollar Spent at Gas Stations, Grocery Stores, and Drug Stores
- NO Balance Transfer Fees and APR stays FIXED Until the Balance is Paid in Full*
- 1.99% Introductory APR on New Purchases*
- All Calls Answered in the United States
- No Annual Fee and No Liability for Unauthorized Use
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| BuyRIGHT Pre-Paid MasterCard® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
N/A |
$0 |
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- Free Direct Deposit
- On-Time Monthly Payments Reported To at Least One Major Credit Bureau
- Free Account Activity Alerts
- Flexible Fee Structure
- BuyRIGHT Rewards Program
- BuyRIGHT Cash Back Referral Program
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| All-Access® MasterCard® Prepaid Card |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
N/A |
$0 |
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- As Seen in Stores Nationwide
- Extra User Cards – EXCLUSIVE OFFERING!
- FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
- FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
- FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
- Refer-a-Friend and You Both Get Paid - EXCLUSIVE OFFERING!
- Direct Deposit - Get Paid Fast
- Pay Bills Online 24/7
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| AccountNow® Vantage Prepaid MasterCard® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
N/A |
$0 |
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- Free Direct Deposit
- Keep Track of Monthly Spending
- Free Pay Anyone Bill Pay
- Make Purchases Online and Offline
- No Need to Carry Cash
- No More Check Cashing Fees
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| Millennium Advantage Pre-Paid MasterCard® |

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Intro APR |
Intro Period |
Regular APR |
Annual Fee |
| N/A |
N/A |
N/A |
$0 |
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- Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
- No Credit Check or Income Verification Required
- No Chexsystem Check
- No Minimal Balance Required!
- Phone and On-line Account Access
- Shop and Pay Bills On-line!
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